By: BG
We pay all bills on time, pay credit cards off in full every month, and rarely apply for new credit: credit score is 815+ for the spouse and I. Having said that, statistics say that most people have a...
View ArticleBy: The Real World
Dave Ramsey does not worry about his FICO score because he does not have to. He is wealthy, and given his notoriety re: debt I doubt that he would have much problem qualifying for the best insurance...
View ArticleBy: KDB
I hear from so many people worry about their credit score when they have debt. That’s the wrong approach – if you have debt, you should worry about getting out of debt first. Credit scores are for...
View ArticleBy: DJ Wetzel
I agree that old Dave Ramsey doesn’t need a credit score because he can pay cash for absolutely anything he could ever dream of, even a massive new house! But for the rest of us, we do need our credit...
View ArticleBy: Patrick
I have had some odd issues with credit scores in that my wifes score is higher than mine even though she has been a housewife for the last 12 years and has not held a job or paid a single dollar in...
View ArticleBy: Kevin R.
I find Dave Ramsey very legalistic, however the little I know about his history and listening to a few shows, I’ve concluded it’s like 12-step program (only there are 7) for those who struggle with...
View ArticleBy: Bruce
Less focus on scores and more focus on the amount of debt your taking out. Regardless of your current score, debt in the end can cause it to go bad very quickly. I haven’t used my credit cards in over...
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By: Dawn
Sounds like the everyone posting is A-OK with being NORMAL. Dave Ramsey is rich because he has followed the principles of the rich (see: The Millionaire Next Door/Stop Acting Rich by Thomas J....
View ArticleBy: Bruce
Actually most people posting on here don’t have much debt. Dave doesn’t care for FICO because he allowed it to ruin his life by being irresponsible with debt in the first place. Like I said, I don’t...
View ArticleBy: Nickel
Dawn: Dave isn’t rich because he eschewed FICO scores on a personal level. Dave is rich because he did a fantastic job of packaging that message and selling it.
View ArticleBy: BG
#5 Patrick) Exactly, the FICO score does not take into account your income. Personally, I think FICO scores are pretty much useless because of that. You can be in debt up to your eyeballs, and still...
View ArticleBy: Darwin's Money
I’ve never gone back and calculated it, but I know I’ve saved thousands over the years by having a great score. I’ve always been granted the best rate for my mortgage, a car loan and never paid a dime...
View ArticleBy: jeff
In times of high inflation, fixed-rate debt is your friend. That’s why the Fed and US Government are creating inflation… We have more debt than that we’ll never be able to pay off, (around $100...
View ArticleBy: BG
Jeff) the federal government has a debt of $14 trillion currently. High, but nowhere near that $100 trillion figure you cite. I think you are including “future obligations” should Congress not change...
View ArticleBy: Mycreditgroup
I am not a fan of Dave Ramsey really, and I agree with the #10 comment by Nickel. Ramsey is rich because he learned to market. I think much of his advice is unrealistic, and many of his listeners...
View ArticleBy: Tiffiany Jackson
I don’t know who Dave is but I have a few questions since alot of you seem knowledgable on the subject of credit. Please answer the questions as if they are independent of eachother because I am...
View ArticleBy: best payday loans uk
Heya! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no data backup. Do you have any methods to...
View ArticleBy: best loans on the market
Its like you read my mind! You appear to know so much about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a little bit, but other...
View ArticleBy: best rate loan
Somebody essentially lend a hand to make significantly posts I’d state. That is the first time I frequented your website page and thus far? I surprised with the research you made to create this actual...
View ArticleBy: great loans site
I like reading a post that can make men and women think. Also, many thanks for permitting me to comment!
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